Free POS Software in Singapore 2026: PayNow, SGQR, NETS

In Singapore, the phone is now the cash drawer. From the hawker stall to the minimart and the neighbourhood café, customers pay with PayNow, SGQR, NETS, GrabPay and PayLah! far more than with coins, and contactless cards are everywhere. A counter that only takes cash is quietly losing sales.

So the right till must do four simple things: record each payment method cleanly (cash, PayNow, NETS, GrabPay, card kept separate), handle the Singapore dollar (SGD, S$), keep working offline when the Wi-Fi or mobile data hiccups, and cost nothing per month. That is exactly what a small Singapore business needs — and rarely what traditional POS terminals offer, since most ship with hardware and a monthly plan.

The smartest move in Singapore is to lean on SGQR, the single unified QR standard that consolidates dozens of schemes — PayNow, NETS QR, GrabPay, DBS PayLah!, and more — behind one QR label. With the SGQR+ upgrade (rolled out from late 2024 and extending across hawker centres, F&B and retail through 2025), one sticker also accepts cross-border wallets like Alipay, WeChat Pay and Malaysia's DuitNow. One code, many wallets — instead of a separate QR per app.

To receive funds, register the business for PayNow Corporate (tied to your UEN) and/or a NETS merchant account, and display your SGQR. Then the critical step is recording the sale at the till:

- The customer scans your SGQR (or pays PayNow to your UEN). - You confirm the payment on your own merchant side — your banking app, NETS terminal, or merchant notification — not the customer's screenshot, which is easily faked. - You log the sale with the right method, so your end-of-day report cleanly splits cash, PayNow, NETS, GrabPay and card.

Without that discipline, reconciling your PayNow and NETS settlements against the drawer is guesswork. A till that creates one payment method per channel turns it into a clean daily report.

digabloPos is free for life on its core POS:

- Records PayNow, SGQR, NETS, GrabPay and card as separate payment methods, so your daily report splits cash from each rail — no more guessing what landed where. - Native Singapore dollar (SGD). Prices, receipts and reports in S$ and cents, formatted the way your customers expect. - Works offline. Sell, track stock and print receipts with no signal; everything syncs when the connection returns. Built for a flaky hawker-centre Wi-Fi or a basement unit with no bars. - No monthly fee. Unlimited sales and products, two staff, receipts, reports — free. Optional modules only if you grow. - Any Android phone or tablet. No expensive terminal; an optional Bluetooth thermal printer for printed receipts. - Real inventory. Barcodes, real-time stock, low-stock alerts and supplier records — the back office a growing shop needs, at zero software cost.

Singapore has capable POS players — but most charge a monthly subscription once you go past the basics. Here is where they sit:

- digabloPos — free for life, offline-first, SGD, records PayNow/SGQR/NETS/GrabPay, on any Android. Best for zero recurring software cost and no dependence on the connection. - Loyverse — genuinely free POS with inventory and loyalty; add-ons (employee management, advanced inventory) are paid. A solid free starting point too. - Qashier — popular Singapore all-in-one with a free Lite tier, but the SME plans run around S$56/month (Essential) to S$98/month (Growth), and its strength is the bundled payment terminal. - StoreHub — capable cloud POS popular with cafés and retail, but subscription-based, with plans from roughly US$39/month (Starter) upward. - EPOS / Slurp! — established retail and F&B systems with hardware and paid plans, geared to more structured outlets.

If your checklist is "no monthly software fee + offline + SGD + PayNow/SGQR/NETS," digabloPos and Loyverse are the strongest free starting points; the subscription tools add an integrated terminal and extras as you scale.

The same free core adapts to most Singapore trades:

- Hawker stall / kopitiam drinks stall. Quick item buttons, SGQR at the front, and a clean PayNow/NETS split at close — sell fast even when the centre Wi-Fi drops. - Provision shop / minimart. Barcodes, real-time stock, low-stock alerts, and reconciliation of cash against PayNow and NETS. - Café / kopitiam. Send orders to the kitchen, run tables, and take SGQR or card at the counter; add QR ordering so customers order from the table. - Salon / bubble-tea shop. Service and product items side by side, fast checkout, and a daily report you can actually trust.

You start with the free till and only switch on a module (kitchen, QR ordering, multi-store…) the day you actually need it.

An honest, important note for Singapore. A free till covers your day-to-day operations — recording sales, tracking stock, reconciling PayNow and NETS, and producing a clean sales report. That is the operational backbone most small businesses need, and it is exactly what makes tax season painless.

But GST and e-invoicing are a separate, regulated layer. GST is 9% (raised from 8% to 9% on 1 January 2024), and registration is compulsory only once your taxable turnover crosses S$1 million over the past 12 months — or you reasonably forecast it will within the next 12 — assessed and filed with IRAS. Separately, Singapore is phasing in InvoiceNow, the nationwide Peppol e-invoicing network: since 1 November 2025 newly incorporated companies registering for GST voluntarily must use it, and from 1 April 2026 the requirement extends to all new voluntary GST registrants transmitting invoice data to IRAS.

Be clear about what digabloPos is: an operational POS and reporting tool that gives you clean, itemised sales records for your GST and IRAS filing. It is not an IRAS GST-filing or InvoiceNow/Peppol transmission solution — Singapore imposes no fiscal-cash-register certification on the till itself, so use digabloPos for store management and reporting, and keep your accountant or an InvoiceNow-ready tool for the actual filing. Always confirm your obligations with IRAS.

1. Download digabloPos on your Android phone or tablet (or open it in a browser). 2. Add your products (or import a list) and set the Singapore dollar (SGD). 3. Add PayNow, SGQR, NETS, GrabPay and card as payment methods. 4. Make your first sale — pair a Bluetooth printer if you want receipts.

No contract, no monthly fee, and it keeps selling when the connection drops.