Free POS Software in Togo 2026: Flooz, T-Money, FCFA

In Togo, mobile money has taken hold: in Lomé, Kara, or Sokodé, customers increasingly pay by Flooz (Moov Africa) and Mixx by Yas (the former T-Money from Yas/Togocom), even though cash still rules at the market and the neighbourhood shop. The right till should therefore record each payment method cleanly, handle the CFA franc (FCFA / XOF), work offline when the connection drops, and cost nothing per month.

Most POS software sold in Togo is paid, with monthly subscriptions, or geared toward compliant invoicing rather than an offline counter till. This guide shows where a genuinely free, offline option fits the Togolese trader.

In Togo, two wallets dominate: Flooz from Moov Africa Togo (dial \*155#), now the most used by transaction volume, and Mixx by Yas (the former T-Money, run by Tmoney S.A. of the Yas/Togocom group, dial \*145#). The smart move is to open a merchant account with the operator — merchant payment is generally free for the customer, with the commission on the merchant side.

The critical point is not receiving the payment — it is recording it at the till. For every sale:

- The customer sends the amount to your merchant number (Flooz or Mixx by Yas). - You wait for the confirmation on your merchant side — never the customer's screenshot, which is easily faked. - You record the sale with the right payment method, so your end-of-day report clearly splits cash, Flooz, and T-Money.

Without that discipline, reconciling your mobile money statements against the till is guesswork. A till that creates one payment method per wallet turns it into a clean daily report.

digabloPos is free for life on its core POS:

- Records Flooz and Mixx by Yas (T-Money) as separate payment methods, so your daily report splits cash from mobile money. - Native FCFA (XOF). Prices, receipts, and reports in CFA francs, with no unnecessary decimals. - Works offline. Sell, track stock, and print receipts with no connection; everything syncs when the network returns. - No monthly fee. Unlimited sales and products, two staff, receipts, reports — free. Optional modules only if you grow. - Any Android phone. No expensive hardware; an optional Bluetooth thermal printer for printed receipts. - Customer credit. Track credit sales and each neighbourhood customer's outstanding balance.

- digabloPos — free for life, offline-first, FCFA, records Flooz/T-Money, on any Android. Best for zero recurring cost. - Loyverse — capable free global app, but no Togo/FCFA-specific support and paid monthly add-ons. - Compliant invoicing tools (NIF, OTR) — handy for issuing standard-compliant invoices, but these are invoicing tools (often free-trial then paid), not offline counter tills. - Paid local POS — monthly subscription depending on features, often with mandatory hardware.

If "no monthly fee + offline + FCFA + Flooz/T-Money" is your checklist, digabloPos is the strongest free starting point.

The same free core adapts to most Togolese trades:

- Shop / general store. Barcodes, real-time stock, customer credit (ardoise) for neighbourhood regulars. - Maquis, bar, and fast food. Table orders, send to kitchen, and Flooz/T-Money at the counter. - Pharmacy / parapharmacy. Batch and expiry tracking, scan the box to identify the product automatically. - Grand Marché de Lomé (Assigamé) vendor and street selling. Everything on the phone, offline, no hardware: you sell even with no network and it all syncs later.

You start with the free till and only switch on a module (kitchen, batches, multi-store…) the day you actually need it.

An honest note: a free till covers everyday selling — recording sales, tracking stock, producing a clean till report. That is the essential part for most shops.

However, if you are VAT-registered (18% in Togo) and must issue standardized invoices (facture normalisée) compliant with the Office Togolais des Recettes (OTR) — with your NIF and the required fiscal sticker/visa — that is a separate layer from a POS. Worth knowing: since 1 January 2025, the VAT registration threshold was raised to 100 million FCFA of annual revenue, so many small shops fall below it. digabloPos is an operational POS and reporting tool, not a certified standardized-invoice issuer: it gives you a structured, reliable sales base that makes that work easier, but compliant issuance goes through the OTR's official system. Check your situation with the OTR.

1. Download digabloPos on your Android phone (or open it in a browser). 2. Add your products (or import a list) and set FCFA. 3. Add Flooz and Mixx by Yas (T-Money) as payment methods. 4. Make your first sale — pair a Bluetooth printer if you want receipts.

No contract, no monthly fee, and it keeps selling when the network drops.